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Disability benefits in Montana

In Montana, 15,537 people received SSI (average $646.78 a month) and 22,250 disabled workers received SSDI (average $1,560.81) as of December 2025.

Last updated: 2026-11-12 | Data periods: 2024-09-30 to 2026-11-12

Benefit amounts depend on eligibility, income, and living arrangements. Use the source links to check the applicable period.

Quick reference

LabelValueAs ofSource linkLast verified
Federal SSI maximum, individual (monthly)$994 2026-01-01ssa-ssi-state-list2026-11-12
Federal SSI maximum, couple (monthly)$1,491 2026-01-01ssa-ssi-state-list2026-11-12
Who pays the state SSI supplementSocial Security pays it 2026-01-01ssa-ssi-state-list2026-11-12
State supplement, Individual: All: State-certified personal care (state code G; federal living arrangement A: own household)$94 2026-01-01poms-si-01415-0582026-11-12
State supplement, Individual: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household)$94 2026-01-01poms-si-01415-0582026-11-12
State supplement, Individual: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household)$94 2026-01-01poms-si-01415-0582026-11-12
State supplement, Individual: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household)$52.75 2026-01-01poms-si-01415-0582026-11-12
State supplement, Individual: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household)$26 2026-01-01poms-si-01415-0582026-11-12
State supplement, Couple: All: State-certified personal care (state code G; federal living arrangement A: own household)$193 2026-01-01poms-si-01415-0582026-11-12
State supplement, Couple: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household)$193 2026-01-01poms-si-01415-0582026-11-12
State supplement, Couple: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household)$193 2026-01-01poms-si-01415-0582026-11-12
State supplement, Couple: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household)$110.50 2026-01-01poms-si-01415-0582026-11-12
State supplement, Couple: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household)$57 2026-01-01poms-si-01415-0582026-11-12
State-administered supplement amountsNo state-administered supplement 2026-01-01ssa-ssi-state-list2026-11-12
SSI recipients15,537 2025-12-31ssa-ssi-asr2026-11-12
Average monthly SSI payment$646.78 2025-12-31ssa-ssi-asr2026-11-12
Recipients of SSA-paid state supplementNot verified 2025-12-31ssa-ssi-asr2026-11-12
SSI recipients who are blind or disabled13,803 2025-12-31ssa-ssi-sc2026-11-12
SSI recipients under age 181,541 2025-12-31ssa-ssi-asr2026-11-12
SSI recipients also receiving Social Security6,092 2025-12-31ssa-ssi-sc2026-11-12
SSDI disabled-worker beneficiaries22,250 2025-12-31ssa-oasdi-sc2026-11-12
Total monthly SSDI benefits to disabled workers$34,728,000 2025-12-31ssa-oasdi-sc2026-11-12
Average monthly SSDI benefit (disabled workers)$1,560.81 Estimate ssdi.totalMonthlyBenefits / ssdi.disabledWorkerBeneficiaries2025-12-31ssa-oasdi-sc2026-11-12
Spouses and children receiving SSDI family benefits2,948 Estimate Table 2 Disability Spouses + Disability Children2025-12-31ssa-oasdi-sc2026-11-12
Initial disability claims received (12 months)5,811 Estimate Sum of monthly Receipts (All Initial), FY20262026-09-25ssa-mowl2026-11-12
Initial disability decisions (12 months)4,012 Estimate Sum of monthly Determinations (All Initial), FY20262026-09-25ssa-mowl2026-11-12
Initial claims approved (12 months)1,561 Estimate Sum of monthly Allowances (All Initial), FY20262026-09-25ssa-mowl2026-11-12
Initial approval rate (12 months)38.9% Estimate dds.favorableDeterminations / dds.determinations x 100 (initial claims, FY2026)2026-09-25ssa-mowl2026-11-12
Reconsideration approval rate (12 months)18.4% Estimate Sum of Allowances (All Recon) / Sum of Determinations (All Recon) x 100, FY20262026-09-25ssa-mowl2026-11-12
Initial claims pending3,167 2026-09-25ssa-mowl2026-11-12
Backlog estimate (months of work)9.5 months Estimate dds.pending / (dds.determinations / 12): months of backlog at the FY2026 pace. Not an official processing time.2026-09-25ssa-mowl2026-11-12
State short-term disability or paid medical leave programNo 2026-11-12dol-wb-paid-leave2026-11-12
Medicaid buy-in for working people with disabilitiesYes 2026-01-01kff-medicaid-buyin2026-11-12
Buy-in income limit$3,325 per month (individual) 2026-01-01kff-medicaid-buyin2026-11-12
Buy-in asset limit$15,000 (individual) 2026-01-01kff-medicaid-buyin2026-11-12
Buy-in premiums$35-$135 2026-01-01kff-medicaid-buyin2026-11-12
Disability prevalence (Census ACS)Not verified 2024-12-31census-acs-s18102026-11-12
FY2024 favorable determination rate, all claims37.84% 2024-09-30ssa-fywl2026-11-12
FY2024 adult favorable determination rate35.46% 2024-09-30ssa-fywl2026-11-12
FY2024 SSI child allowance rate62.41% 2024-09-30ssa-fywl2026-11-12
Share of adults 18-64 receiving SSA disability benefits (FY2024)4.45% 2024-09-30ssa-fywl2026-11-12

Sourced facts

SSI (Supplemental Security Income)

  • Federal SSI maximum, individual (monthly): $994 [1] Last verified 2026-11-12
  • Federal SSI maximum, couple (monthly): $1,491 [2] Last verified 2026-11-12
  • Who pays the state SSI supplement: Social Security pays it [3] Last verified 2026-11-12
  • State supplement, Individual: All: State-certified personal care (state code G; federal living arrangement A: own household): $94 [4] Last verified 2026-11-12
  • State supplement, Individual: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household): $94 [5] Last verified 2026-11-12
  • State supplement, Individual: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household): $94 [6] Last verified 2026-11-12
  • State supplement, Individual: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household): $52.75 [7] Last verified 2026-11-12
  • State supplement, Individual: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household): $26 [8] Last verified 2026-11-12
  • State supplement, Couple: All: State-certified personal care (state code G; federal living arrangement A: own household): $193 [9] Last verified 2026-11-12
  • State supplement, Couple: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household): $193 [10] Last verified 2026-11-12
  • State supplement, Couple: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household): $193 [11] Last verified 2026-11-12
  • State supplement, Couple: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household): $110.50 [12] Last verified 2026-11-12
  • State supplement, Couple: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household): $57 [13] Last verified 2026-11-12
  • State-administered supplement amounts: No state-administered supplement [14] Last verified 2026-11-12
  • SSI recipients: 15,537 [15] Last verified 2026-11-12
  • Average monthly SSI payment: $646.78 [16] Last verified 2026-11-12
  • Recipients of SSA-paid state supplement: Not verified [17] Last verified 2026-11-12
  • SSI recipients who are blind or disabled: 13,803 [18] Last verified 2026-11-12
  • SSI recipients under age 18: 1,541 [19] Last verified 2026-11-12
  • SSI recipients also receiving Social Security: 6,092 [20] Last verified 2026-11-12

SSDI (Social Security Disability Insurance)

  • SSDI disabled-worker beneficiaries: 22,250 [1] Last verified 2026-11-12
  • Total monthly SSDI benefits to disabled workers: $34,728,000 [2] Last verified 2026-11-12
  • Average monthly SSDI benefit (disabled workers): $1,560.81 Estimate ssdi.totalMonthlyBenefits / ssdi.disabledWorkerBeneficiaries[3] Last verified 2026-11-12
  • Spouses and children receiving SSDI family benefits: 2,948 Estimate Table 2 Disability Spouses + Disability Children[4] Last verified 2026-11-12

Disability decisions, last 12 months

  • Initial disability claims received (12 months): 5,811 Estimate Sum of monthly Receipts (All Initial), FY2026[1] Last verified 2026-11-12
  • Initial disability decisions (12 months): 4,012 Estimate Sum of monthly Determinations (All Initial), FY2026[2] Last verified 2026-11-12
  • Initial claims approved (12 months): 1,561 Estimate Sum of monthly Allowances (All Initial), FY2026[3] Last verified 2026-11-12
  • Initial approval rate (12 months): 38.9% Estimate dds.favorableDeterminations / dds.determinations x 100 (initial claims, FY2026)[4] Last verified 2026-11-12
  • Reconsideration approval rate (12 months): 18.4% Estimate Sum of Allowances (All Recon) / Sum of Determinations (All Recon) x 100, FY2026[5] Last verified 2026-11-12
  • Initial claims pending: 3,167 [6] Last verified 2026-11-12
  • Backlog estimate (months of work): 9.5 months Estimate dds.pending / (dds.determinations / 12): months of backlog at the FY2026 pace. Not an official processing time.[7] Last verified 2026-11-12

State short-term disability / paid medical leave

  • State short-term disability or paid medical leave program: No [1] Last verified 2026-11-12

Medicaid buy-in

  • Medicaid buy-in for working people with disabilities: Yes [1] Last verified 2026-11-12
  • Buy-in income limit: $3,325 per month (individual) [2] Last verified 2026-11-12
  • Buy-in asset limit: $15,000 (individual) [3] Last verified 2026-11-12
  • Buy-in premiums: $35-$135 [4] Last verified 2026-11-12

Population

  • Disability prevalence (Census ACS): Not verified [1] Last verified 2026-11-12

Disability decisions, fiscal year 2024

  • FY2024 favorable determination rate, all claims: 37.84% [1] Last verified 2026-11-12
  • FY2024 adult favorable determination rate: 35.46% [2] Last verified 2026-11-12
  • FY2024 SSI child allowance rate: 62.41% [3] Last verified 2026-11-12
  • Share of adults 18-64 receiving SSA disability benefits (FY2024): 4.45% [4] Last verified 2026-11-12

Conflicts and unverified data

Disability Determination Services agency: not verified. Not yet verified against the state DDS directory.

DDS website: not verified. Not yet verified against the state DDS directory.

Recipients of SSA-paid state supplement: not verified. Not yet mapped from the SSI Annual Statistical Report.

Disability prevalence (Census ACS): not verified. The Census data API now requires a key; not yet ingested.

Frequently asked questions

How much is SSI in Montana in 2026?

The federal SSI maximum is $994 per month for one person and $1,491 for a couple. Montana also pays a state supplement through Social Security for some living arrangements, listed in the table on this page. From January of next year the federal maximum rises to $1,029.

What is the average SSI payment in Montana?

In December of last year, 15,537 people in Montana received SSI, and the average federally administered payment was $646.78 per month.

What is the SSDI approval rate in Montana?

In federal fiscal year ending this September, Montana's disability determination agency approved 38.9% of the initial disability claims it decided and 18.4% of reconsiderations. These rates cover SSDI and SSI disability claims together.

How long does a disability decision take in Montana?

Social Security does not publish an average initial decision time by state. Montana had 3,167 initial claims pending, which at the recent pace is roughly 9.5 months months of work. Treat this as an estimate.

What is the average SSDI payment in Montana?

22,250 disabled workers in Montana received Social Security disability benefits, averaging about $1,560.81 per month in December of last year.

Does Montana have state short-term disability?

No. Montana does not run a state short-term disability or paid medical leave insurance program that pays benefits today. Workers there rely on employer or private disability insurance.

Can I keep Medicaid while working with a disability in Montana?

Yes. Montana has a Medicaid buy-in for working people with disabilities. Income limit: $3,325 per month (individual).

How to apply

Review eligibility and apply directly through the responsible agency.